Personal Financial Calculators
Explore calculators to help with debt reduction, savings planning, insurance, budgeting, and retirement strategy.
Debt
- Accelerated Debt Payoff
Learn how extra payments can shorten your payoff timeline.
- Credit Card Pay Off
Estimate how long it will take to pay off your credit card debt.
- Personal Debt Consolidation
Compare options for consolidating multiple debts into one loan.
- Roll-Down Your Credit Card Debt
Apply strategic payments to roll down debt faster.
Insurance Calculators
- Health Savings Account (HSA)
See how much you can contribute this tax year.
- Life Insurance Calculator
Determine how much life insurance coverage you may need.
- Variable Annuity Calculator
Explore how a variable annuity could support your retirement plan.
Auto Calculators
- Car Loan Calculator
Calculate your monthly auto loan payments.
- Home Equity Loan vs. Auto Loan
See if tapping home equity for a car purchase makes sense.
- Lease vs. Buy
Compare financial impacts of leasing or financing a vehicle.
Retirement Savings & Planning
- Required Minimum Distribution (RMD)
Estimate your retirement account withdrawal requirements.
- Retirement Income
Estimate your monthly income during retirement.
- Retirement Planner
Plan whether you're on track for retirement.
- Roth IRA Calculator
Compare Roth IRA with taxable investments.
- Roth IRA Conversion
Analyze if converting to a Roth IRA is beneficial.
- Social Security Benefits
Estimate your expected Social Security retirement income.
- Traditional IRA Calculator
Evaluate tax savings and growth for traditional IRA contributions.
Savings Calculators
- College Savings
Plan for future education expenses.
- Cool Million
Estimate how long it will take to reach $1 million in savings.
- Don't Delay Your Savings
Learn the cost of waiting to start saving.
- Savings Calculator
Estimate compound savings over time.
- Savings, Taxes, and Inflation
Understand how inflation and taxes affect your savings.
Personal Finance
- Checkbook Balancer
Quickly balance your checkbook with ease.
- Home Budget Analysis
Review your spending and identify budgeting improvements.
- Should My Spouse Work?
See the financial impact of becoming a dual-income household.
- Student Budget
Help students estimate and manage their education-related finances.
Disclaimer: These calculators are provided as self-help tools for estimation purposes only and are not a substitute for professional advice. Arlyce Cleveland, Ltd. does not guarantee their accuracy or applicability to your individual circumstances. Please consult one of our qualified tax professionals for personalized guidance.